The answer is maybe. It depends on what country you are traveling from and which health insurance company you have. Generally, patients should ask for pre-approval from their health insurance before seeking treatment abroad. Patients can also take the risk and pay up-front for medical treatment and ask their insurance company for reimbursement.

Check out our partners for a partial list of insurance companies we work with which cover the cost of the services of Premier Healthcare Germany, or read more about insurance company solutions.

For EU citizens:

If you are a citizen of a European Union Member State, new European regulations clearly state that you can receive treatment in Germany, and that the costs are covered up to the cost that the same procedure would have cost you in your home country. This means, for example, if you are a citizen of the UK and have been told that you need to wait for 3-6 months for your procedure, traveling to Germany is a very valid option. Pre-testing and surgery can be booked within a week and costs are covered by your health insurance, including the U.K.'s NHS. The only thing you may have to pay out-of-pocket is the flight and accommodation, a small sacrifice to make in order to receive immediate treatment.

Similar conditions may apply for other countries with long waiting lists, such as Canada.

The responsibility for the cost is on the patient, unless their health insurance has a direct contract with Premier Healthcare Germany.

For U.S. citizens:

If you are a US citizen, medical travel will most likely also requires pre-approval by your health insurance. We are more than happy to take the lead in communicating with your health insurance. Generally, insurance companies respond positively to the opportunity to save costs with the same or an even higher quality of care. However, you may be expected to pay for the trip yourself.

Contact us in order to assess your individual situation.